{"id":461,"date":"2009-05-26T00:55:41","date_gmt":"2009-05-26T05:55:41","guid":{"rendered":"https:\/\/matthewchan.com\/?p=461"},"modified":"2012-02-04T01:00:39","modified_gmt":"2012-02-04T06:00:39","slug":"examples-of-the-culture-of-poverty-and-the-poverty-mindset","status":"publish","type":"post","link":"https:\/\/matthewchan.com\/?p=461","title":{"rendered":"Examples of The Culture of Poverty and the Poverty Mindset"},"content":{"rendered":"<p>In my prior post on my attendance of the Poverty Symposium, I mention the Culture of Poverty and the Poverty Mindset.\u00a0 I did not want to get too side-tracked by getting to deep a discussion of the Culture of Poverty and the Poverty Mindset.<\/p>\n<p>Danny Bivins of the Fanning Institute said that in looking at the &#8220;root causes&#8221;, they also wanted to be able to measure it and collect data on it.\u00a0 That is fine as a statistical exercise but I am not going to absolve common sense and my personal encounters with people who come from a culture of poverty and have the poverty mindset.\u00a0 It is all around us.\u00a0 The Culture of Poverty and the Poverty Mindset IS a root cause because it is a belief and life system that must be changed for all the other social programs to work.\u00a0 Otherwise, the symptoms of poverty will continue to persist.<\/p>\n<p>People have to believe, be driven to get out of poverty, and become self-sufficient not just talk about it and assume money will solve all their problems.<\/p>\n<p>Instead of a textbook discussion, I am going to make give some pointed examples of how I know it exists and reasonably prevalent.\u00a0 Let me preface my statements by saying there are always exceptions to the rule and some rise above it all.\u00a0 But many do not.<\/p>\n<p>1.\u00a0 As a property manager and landlord, I am accustomed to dealing with tenants of all types.\u00a0 Many are good tenants but many are not so good either.\u00a0 I tell everyone the same thing, if you get into trouble, call me, and send in what you have.\u00a0 Some call, many do not.\u00a0 It has nothing to do with money, it has everything to do with the willingness to communicate and face a problem and not putting their head in the sand.<\/p>\n<p>2.\u00a0 Each year, there are some tenants that put Christmas gifts and the top of the list and rent at the bottom of the priority list.<\/p>\n<p>3.\u00a0 There are many poorer people who have much nicer and larger TV&#8217;s than I do.\u00a0 Many also have nicer tire rims than I do on my car.<\/p>\n<p>4.\u00a0 How many lottery winners have we heard from over the years that said the money ruined them and that they were worse off than if they had not won the money?\u00a0 It wasn&#8217;t the money.\u00a0 It was their inability to become financially knowledgeable or responsible.\u00a0 They were too worried about spending and impressing others with their new-found wealth than to learn to save or invest. Boxing champion Mike Tyson is fundamentally poverty-conscious despite the many millions he made over the years.\u00a0 Yet, he went bankrupt years ago.<\/p>\n<p>5.\u00a0 I know tenants who intentionally keep their income low so that they can continue to get government assistance in their housing and food stamps.\u00a0 Most people I know would do it as a very last resort, it it even came to that.\u00a0 And if they did resort to that, they would do everything they could to get off government assistance.<\/p>\n<p>6.\u00a0 Poor people put a high priority in having cash on hand.\u00a0 They do pocket accounting. What cash they have in their pocket is often how they manage their money.\u00a0 They also seem to do better with cell phones with pre-paid minutes.\u00a0 It seems they cannot self-control the minutes they use and so a billing system does not work for them.\u00a0 They do not like checking accounts because it requires financial management.\u00a0 The credit system is foreign to poor people.<\/p>\n<p>7. The Internet and the digital world is entirely foreign to most poor people.\u00a0 It is simply too abstract and non-tangible for them.\u00a0 No one has shown them or educated them.\u00a0 The digital divide is alive and well.\u00a0 Anyone who can find and read this blog mostly likely did not come from the culture of poverty.\u00a0 But that does not mean poor people couldn&#8217;t.\u00a0 After all most public libraries have computers with Internet access.<\/p>\n<p>These are some real-life examples that the Poverty Mindset exists and that the cycle of poverty can be very difficult to break because the value system is passed on from one generation to the next.\u00a0 Also, people have a tendency to be friends and associate with others that have a similar value system.\u00a0 Thus, the poor have other poor friends who have a similar poverty mindset.<\/p>\n<p>Instead of just throwing money and offering more services, we need to provide more educational and mentorship programs that teach people how to adopt a new set of life values, life skills, and an entrepreneurial work ethic.\u00a0 Hard work is not enough.\u00a0 Working smart with leverage are concepts have to be introduced.<\/p>\n<p>I may update this article as I learn more about the issue and culture of poverty.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>In my prior post on my attendance of the Poverty Symposium, I mention the Culture of Poverty and the Poverty Mindset.\u00a0 I did not want to get too side-tracked by getting to deep a discussion of the Culture of Poverty and the Poverty Mindset. Danny Bivins of the Fanning Institute said that in looking at [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[19,9],"tags":[],"class_list":["post-461","post","type-post","status-publish","format-standard","hentry","category-motivation-inspiration","category-us-affairs","has-post-title","has-post-date","has-post-category","has-post-tag","has-post-comment","has-post-author",""],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"","jetpack_shortlink":"https:\/\/wp.me\/p927L-7r","jetpack_sharing_enabled":true,"jetpack_likes_enabled":true,"jetpack-related-posts":[{"id":452,"url":"https:\/\/matthewchan.com\/?p=452","url_meta":{"origin":461,"position":0},"title":"Comments on the Poverty Symposium","author":"Matthew Chan","date":"May 26, 2009","format":false,"excerpt":"Last Thursday, I attended the 2nd Annual Poverty Symposium organized by Enrichment Services Program Inc., a Georgia non-profit organization. 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(4 out of 5 stars) \u00a0 For middle-class white-collar workers it's almost required to dislike one's job. The daily grind seems boring and spirit-crushing. It offers no mental stimulation or fulfillment and it takes time away from family friends and\u2026","rel":"","context":"In &quot;Book Reviews&quot;","block_context":{"text":"Book Reviews","link":"https:\/\/matthewchan.com\/?cat=11"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/matthewchan.commastersitewp-content\/uploads\/2012\/04\/3d-iw2006-150.jpg?resize=350%2C200&ssl=1","width":350,"height":200},"classes":[]},{"id":72,"url":"https:\/\/matthewchan.com\/?p=72","url_meta":{"origin":461,"position":3},"title":"ForeWord Clarion Gives &#8220;The Intrepid Way&#8221; a 4-Star Review!","author":"Matthew Chan","date":"January 11, 2007","format":false,"excerpt":"ForeWord Clarion of ForeWord Magazine fame has granted us permission to reprint their recent review of my book, \"The Intrepid Way - 2006 Revised Edition\".\u00a0 They have given the book 4-stars out of a possible 5-star rating.\u00a0 I was pleasantly surprised at their positive review given their normally stringent standards\u2026","rel":"","context":"In &quot;Book Reviews&quot;","block_context":{"text":"Book Reviews","link":"https:\/\/matthewchan.com\/?cat=11"},"img":{"alt_text":"The Intrepid Way","src":"https:\/\/i0.wp.com\/matthewchan.com\/wp-content\/uploads\/2012\/04\/3d-iw2006-150.jpg?resize=350%2C200&ssl=1","width":350,"height":200},"classes":[]},{"id":1117,"url":"https:\/\/matthewchan.com\/?p=1117","url_meta":{"origin":461,"position":4},"title":"Customer &#038; Reader Testimonials: The Intrepid Way","author":"Matthew Chan","date":"April 22, 2012","format":false,"excerpt":"Various Customer & Reader Testimonials of The Intrepid Way. ====== The Intrepid Way goes all the way! 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